To check the status of the Gruha Lakshmi Scheme (Gralakshmi) in Karnataka — specifically the money or payment status — beneficiaries need to follow a set of steps through official government channels. This guide explains the process in detail, including an overview of the scheme, eligibility, methods to check payment status, troubleshooting common issues, and precautions to avoid fraud.
Overview of the Gruha Lakshmi Scheme
The Gruha Lakshmi Scheme is a flagship welfare initiative by the Government of Karnataka aimed at empowering women heads of households. Under this scheme, eligible women receive a monthly financial assistance of ₹2,000 directly into their bank accounts. The main objectives are:
Economic support to families.
Financial independence for women.
Social security for households below the poverty line.
The funds are disbursed through the Direct Benefit Transfer (DBT) system to ensure transparency and accountability.
Eligibility Criteria
To be eligible for the Gruha Lakshmi Scheme, applicants must meet the following conditions:
Resident of Karnataka.
Woman Head of the Family: The applicant should be declared as the head of the family in the ration card.
Family Income: The annual family income should be below ₹2 lakh.
No Tax Payers in Family: Families where any member pays income tax or GST are not eligible.
No Government Employees in Family: Families with regular government employees are excluded.
Documents Required for Application
To apply for and verify the status of payment, you will need:
Aadhaar card.
Ration card.
Bank account linked with Aadhaar.
Mobile number (preferably linked to Aadhaar).
Income certificate (if applicable).
How to Apply for Gruha Lakshmi Scheme
Before checking the payment status, one must be registered under the scheme. Applications can be submitted through:
Seva Sindhu Portal: https://sevasindhuservices.karnataka.gov.in
Grama One / Bangalore One / Karnataka One centers
Mobile camps and designated help centers
Steps to Check Gruha Lakshmi Money Status
Once you’ve successfully applied, here’s how to check the payment status:
Method 1: Using Seva Sindhu Portal
Visit the official Seva Sindhu portal:
Go to https://sevasindhuservices.karnataka.gov.in
Click on ‘Track Application Status’:
This option is available on the homepage or under “Services for Residents”.
Enter your Application ID or Registered Mobile Number:
If you applied online, you should have received an acknowledgment with the application/reference ID.
Submit the details:
After entering the required details, click “Submit”.
Check the Status:
The portal will display the status of your application — whether it is under review, approved, or rejected.
If approved, it will show the payment status, including disbursement date and transaction ID.
Method 2: Using Ration Card Number
Some government tools allow you to check DBT status using your ration card number:
Go to https://ahara.kar.nic.in – Karnataka’s Food and Civil Supplies Department portal.
Find the DBT status check section.
Enter your ration card number.
Submit and check for transaction details under the Gruha Lakshmi scheme.
Method 3: SMS or Bank Passbook Check
Since the payment is done via DBT, you can verify receipt of money by:
Checking SMS alerts from your bank if your mobile number is registered.
Updating your passbook at your bank branch or using an ATM.
Using Mobile Banking or UPI Apps (like PhonePe, Google Pay) to view mini statements.
Troubleshooting Common Issues
1. Application Approved but Payment Not Received
Wait for 7–10 working days after approval.
Visit the bank and verify your Aadhaar-bank linkage.
2. No Status Found
You may have entered the wrong application ID or phone number.
Recheck the details or visit a nearby Seva Sindhu center for assistance.
3. Payment Failed
This could be due to incorrect bank details, linkage issues, or inactive accounts.
Visit your bank or submit updated information at a government service center.
How to Get Help
If you’re facing problems, you can contact:
Seva Sindhu Helpline: Available on the official portal.
Grama One/Bangalore One Centers: Staff can help you check status and update information.
District Welfare Officers: They can guide on appeals or reapplication if needed.
Important Tips and Precautions
Don’t Share OTPs or Bank Details with anyone.
Always use official websites and not third-party apps or unverified links.
Keep your application reference number safe for future tracking.
Check regularly as payment is monthly — delays can occur due to administrative reasons.
Conclusion
Checking the Gruha Lakshmi (Gralakshmi) scheme payment status is simple if you have your application number, ration card, or mobile number linked to the scheme. The most reliable way is through the Seva Sindhu portal, which gives real-time updates on the application and DBT status. Regular follow-up through official channels ensures you stay informed and
can act if any issue arises. By taking a few minutes each month to check your status, you can ensure timely receipt of this financial support.